Ever since Bill Clinton and the World Bank enthusiastically embraced the microfinance concept in the 1990s, we at Local Futures have been skeptical of its benefits, seeing it as part of a whole package of "market solutions" to our social and environmental crises that, in the long run, make things much worse. We have pointed
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The impending collapse of the microcredit sector in India, in the context of lender and farmer suicides, makes it imperative to review the critiques of the model. Thanks to J. Martin Pedersen for the suggestions. 1. Hans Schuhmacher: "Microfinance attracted considerable attention in recent years, not least due to the conferment of the Nobel Prize... Continue reading ...